416 927 7200


The debt assistance experts at Debt Settlement Canada have already helped many residents of Hamilton, ON to become debt free and would be happy to help you do the same.

Our team of experts understands how difficult life can be for people who are struggling with debt. Even those who are comfortably managing their payments every month often see thousands of dollars of their annual income go to interest on their debts alone. Countless others are drowning in debt, at best struggling mightily to make their minimum payments and at worst often missing them. Compound interest and penalties can make it seem all but impossible for them ever to become debt free.

Our debt assistance specialists can meet you where you are and help you get to where you want to be. During your initial consultation, we will ask for information that can help us get a detailed understanding of exactly where you stand, including what you can realistically handle moving forward. Their non-judgmental approach will put you at ease, as our focus is always on helping you with solutions to your problems rather than opening old wounds about how those problems came about.

Once we have the information we need, we will explain to you the options that are available and the different ways in which we can help. This could be anything from helping you to obtain a low interest home equity loan to pay off your debts and work with a lower interest rate, negotiating lower monthly payments and/or interest rates, or even negotiating lump sum payments for amounts that are substantially less than what you owe.

Whether you can take advantage of debt assistance in any of these forms or you need other solutions, get in touch with us today to find out more about what we have already done for residents of Hamilton, ON and what we can do to help you.


Markham, ON residents who find themselves struggling with debt can get the debt assistance that they need from Debt Settlement Canada. We are already helping thousands of Canadians get out from under their crushing burdens of debt and moving toward lives of financial security.

Debt can have devastating effects on all aspects of your life. If your payments eat up large portions of your income, you can find yourself unable to do the things that you’d like to be doing, including investing. You may even find yourself struggling to find enough money for the necessities of life due to high payments, penalties, and punishing interest rates. Fortunately, there is a better way.

We are ready to help you to become debt free regardless of how impossible that may seem. We have years of experience in providing debt assistance to those who find themselves in difficult financial spots. In each case, we take the time to get to understand our clients’ financial pictures and explore the various ways that we can help.

In many cases, we negotiate with creditors on behalf of those who come to us for help. Knowing the best approach to take with lenders can be the difference between successfully reducing your payments and/or the interest rates that you are paying and failing to make any progress. We have an exceptionally high rate of success in convincing creditors to make the situations of borrowers more manageable.

If you have equity in your home, there is an especially appealing option for becoming debt free sooner. We can help you to obtain a home equity loan, which will carry a much lower rate than other debts, especially credit cards. Of course, other options are also available.

Why not do as others in Markham, ON have already done and get the debt assistance that you need to become debt free as soon as possible? Call us today.


Debt Settlement Canada helps residents of Mississauga, ON by providing debt assistance to those struggling with what they owe. Many of those whom we have already helped are well on their ways to lives of financial security, while others have gone even further and become quite prosperous, often in ways that were not available to them before because so much of their earnings were going toward their debts.

If you are struggling with debt and feel like you will never get out of it, we understand. Many of our employees have been there before, and many of our clients feel exactly the same way. Just imagine the relief that you will feel even during your first conversation with us when you know that you have professionals ready to help.

During that consultation, we will get a more complete picture of where you stand financially and discuss some of the debt assistance that we can provide to help you get to a better place. One of the many things that we can do is negotiate lump sum payments for some of your debts. This option usually requires that you have some money put away


If you live in Montreal, QC, Debt Settlement Canada is ready to provide you with the debt assistance you need to tackle your financial problems.

Few things are as stressful as dealing with the burden of debt, and that stress is only compounded when the situation appears hopeless. We are committed to helping those who are struggling with debt with the help they need to get on the road out of debt and to financial security.

Depending on the circumstances, we provide many different services to help you become debt free. One of the ways that we can do this, depending on the particulars of your situation, is negotiating lump sum settlements. Credit card companies in particular worry about customers who may be just one bill away from defaulting on their debt. Often, those companies have to write debts off, as their customers declare bankruptcy or otherwise get out of their obligations. That is why they are often willing to accept a lump sum for just a fraction of the debt, as it gives them the chance to get the debt off their books and a portion of the money owed.

Another form of debt assistance that we offer is the negotiation of better interest rates and lower payments. One of the reasons that so many people struggle with debt is the high interest rates and payments that eat up almost all of their income. Provided that you continue to make payments, companies are often willing to work with you on the terms so that you become more secure, which makes them more likely to collect the debt over time.

Whether we can help with these methods or any other type of debt assistance that can put you on the road to becoming debt free, call us today. We look forward to helping you just as we have already helped many others in Montreal, QC.

North York

If you live in North York, ON, debt assistance provided by Debt Settlement Canada can help you become debt free years ahead of your current schedule. In fact, many of our customers take just a matter of months to go from battling crushing debt to being well on the road to financial security.

Debt can take its toll on marriages, health, relationships, and more. Those dealing with it often lose sleep and become irritable, which can present even more challenges. Simply put, debt frequently consumes the lives of those dealing with it. Getting out of a major debt hole can make a positive impact on every aspect of your life.

When you get in touch with us to ask about the debt assistance that we offer, we will ask you several questions about your financial situation. This will provide us with a complete picture of where you are so that we can put together a plan to get you to where you want to be


Debt Settlement Canada serves residents of Oakville, ON and the surrounding areas who are looking for debt assistance.

Becoming debt free seems like a pipe dream to many Canadians, and many people continue to watch their debt grow as late fees, compound interest, and other factors continue to grow their debt on a monthly basis. Even many of those who don’t see their debt increasing every month find that the payments that they are making are just enough to cover the interest. Put simply, they are spinning their wheels and making little or no progress.

Fortunately, the debt assistance that we offer can provide anyone who is serious about becoming debt free a means to do so. Our experts are well versed in handling even the most challenging situations, offering solutions even when it would appear to just about anyone else that there aren’t any. In fact, many of our clients tell us that they were just about to give up on their finances before they contacted us, but they are happy that they did not do so.

When you reach out to us, one of our consultants will speak with you about your income, your debts, and other aspects of your situation. Based on that information, we will create a plan that can ensure that you have more money on a monthly basis, are able to pay down the principle on your debts rather than just the interest, or both. We will also provide you with the services that you decide are right for you, such as seeking out a home equity loan or negotiating with creditors for lower interest, lower payments, and/or lump sum settlements.

Many families and individuals in Oakville, ON are already well on the path to becoming debt free thanks to the debt assistance that we have provided. Why not contact us today to find out how you can become our next success story?


Many people in Oshawa, ON are already benefitting from the debt assistance provided by Debt Settlement Canada, and you have the opportunity to join them. In fact, one phone call can change the direction of your entire financial future not just in the long-term but also right away.

Debt is putting a major strain on many Canadians. Families are being destroyed as spouses fight over bills. Health is deteriorating for the millions whose stress is manifesting itself in the form of physical ailments. Even careers are suffering for those who are losing sleep over their financial problems. The good news, though, is that no matter how bad your situation may be, we are ready, willing, and able to help you become debt free.

That may seem like a bold statement, but the truth is that we provide a sufficient array of types of debt assistance that we can help anybody who really wants a solution. In fact, we very often combine services based on the particulars of our clients’ situations so that we can help not just with one debt but with several of them. By the end of a client’s interaction with us, they are in a much better position than before they contacted us.

Our services include but are not limited to the negotiation of lump sum settlements, working with creditors to provide you with lower interest rates and/or payments, and even helping you access a home equity loan, which can substantially reduce the amount of interest that you are paying on the money you owe.

If you are struggling with your debts and are ready for professional debt assistance that can help you to become debt free, do what many others in Oshawa, ON have already done and give us a call or send us an e-mail today. We look forward to helping you along the way to a better financial future.


Those in Ottawa, ON who are struggling with stifling debt can turn to Debt Settlement Canada for friendly and effective debt assistance. Even if you feel like you will never become debt free, we can help you get on the path to a great financial future.

We help clients who are in a wide variety of financial situations, from those who have a few thousand dollars in credit card debt that just won’t seem to go away to those who are tens or hundreds of thousands of dollars in debt. We are even able to help those who have debt that exceeds their income.

One of the first things that we’ll do with you is ask about your financial picture so that we know where you are starting. Once we understand exactly where you are, we can develop a plan that can make you debt free in a fraction of the time than would otherwise be possible. In fact, many families who have taken advantage of our debt assistance programs are already well on their ways to financial prosperity.

We provide several different types of debt assistance, and we can use them individually or in combination based upon the particulars of your situation. Among other things, we help people to obtain home equity loans to pay off their other debts. These loans come with much lower interest rates than other forms of debt, especially credit cards, which makes it possible to reduce your monthly payments. This puts more money in your pocket on a monthly basis and lets you, if you so choose, to pay down the principle very quickly.

If you live in Ottawa, ON and you are tired of battling debt by yourself, call us to learn more about the many types of debt assistance that we have to offer today.


Do you live in Regina, SK? Are you struggling with all-consuming debt that is dominating your life? If so, get the debt assistance you need by contacting Debt Settlement Canada today.

We serve Canadians struggling with all different types of debt and provide them with solutions that can help them become debt free. Even Canadians who have debt that exceeds their incomes or who are struggling to make monthly payments have options available to wrestle back control of their financial futures from their creditors.

Regardless of the types of debt that you have, one option that you will likely want to take advantage of is our negotiations with creditors. Credit card companies in particular, but other lenders as well, know that they run the risk of never collecting debts from customers whose financial situations are out of control. While they may sometimes employ penalties and punishing interest rate hikes for missed payments, they know that some customers simply reach the point at which they stop paying them. Let us negotiate on your behalf to lower your monthly payments and interest rates so that the situation is more manageable for you and better for them because they are more likely to get paid back.

Another way that we may be able to offer you debt assistance is by negotiating lump sum settlements. This is not always an option, but it can be for some people. We have negotiated settlements for as little as 25% of the outstanding debt, saving our customers the trouble of dealing with creditors and paying off principle that is simply too much for them to bear.

We have other options available as well for residents of Regina, SK, so call us today to discuss what types of debt assistance that we can provide for you.

Richmond Hill

Debt Settlement Canada is a great resource for residents of Richmond Hill, ON who are struggling to pay off their debts and would like debt assistance to make them more manageable.

Whether you are struggling every month to meet your minimum payments, perhaps even missing some payments, or you have your debts under control but still have much more of your income than you would like going to pay off your debts, we can help you to become debt free. We employ a wide variety of types of debt assistance and use them individually or in combination to help each of our customers pave realistic paths to becoming debt free.

When you contact us, whether by phone or via e-mail, we will speak with you to get a complete picture of where you stand financially. We will ask you about your monthly cash flow, your income, and your debts, as well as how much if any money you have left at the end of each month, and offer you one or more of our services that can be employed in your situation. We are happy to assist you with as many of your debts as possible, including through debt consolidation, so that you end up with more disposable income at the end of each month. We also recommend that you use some or all of that toward paying down the principle on your debts so that you can become debt free even faster.

Besides debt consolidation, we can also negotiate with your creditors to come up with solutions that work for both you and them. This can involve lower monthly payments, more forgiving interest rates, and even lump sum payments. At the end of our service, you will feel better about and have more control over your finances.

Call us today to find out more about what we have already done for residents of Richmond Hill, ON and how we can provide you with the debt assistance you need to reach your goal of becoming debt free.